So how can you and I create wealth and thrive in retirement? Just use a philosophy that is completely opposite of how the government operates. This philosophy comes from one who ran a business and became extraordinarily wealthy by the age of 40, and rebelled against a tyrannical government that believed people should be ruled from the top, and not empowered to make their own decisions. This person was not an inexperienced “community organizer”, but a diplomat, statesman, founder of a university, and creator of a nation. Instead of the failed Socialist philosophy of Marx, Lenin, and Obama, try a good dose of Benjamin Franklin.