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	<title>Wealth Virtues Journal</title>
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	<link>http://www.wealthvirtues.com/journal</link>
	<description>Improve Your Self, Improve Your Wealth</description>
	<lastBuildDate>Sun, 22 Jan 2012 20:55:07 +0000</lastBuildDate>
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		<title>How to Become Wealthy in 2012 and Win a Valuable Portrait of Ben Franklin!</title>
		<link>http://www.wealthvirtues.com/journal/2012/01/22/how-to-become-wealthy-in-2012-and-win-a-valuable-portrait-of-ben-franklin/</link>
		<comments>http://www.wealthvirtues.com/journal/2012/01/22/how-to-become-wealthy-in-2012-and-win-a-valuable-portrait-of-ben-franklin/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 20:52:06 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[2012 Resolution]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[Contest]]></category>
		<category><![CDATA[Kindle Fire]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=689</guid>
		<description><![CDATA[The first fifty people in 2012 who purchase Wealth Virtues (paperback or Kindle) and send a qualified entry submission are eligible for a chance to win a crisp $100 bill displaying the image of the great man, or they can opt instead for a $100 Amazon gift certificate. Non-$100 winners and entries 51 through 100 will be entered to win a Kindle Fire.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2012/01/22/how-to-become-wealthy-in-2012-and-win-a-valuable-portrait-of-ben-franklin/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Better Road or the Better Mousetrap?</title>
		<link>http://www.wealthvirtues.com/journal/2012/01/20/the-better-road-or-the-better-mousetrap/</link>
		<comments>http://www.wealthvirtues.com/journal/2012/01/20/the-better-road-or-the-better-mousetrap/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 00:51:22 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Business]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Movie Industry]]></category>
		<category><![CDATA[PIPA]]></category>
		<category><![CDATA[SOPA]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=681</guid>
		<description><![CDATA[The Internet is the highway (duh). What the movie industry will have to realize and deal with is distribution is now in the hands of many. The Internet is the 50-lane Interstate with many on-ramps. The SOPA and PIPA bills before Congress would have figuratively blown up huge parts of the highway to make sure people wouldn’t be able to visit a flea market with pirated stuff.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2012/01/20/the-better-road-or-the-better-mousetrap/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ten Free Things to do now to Gain Control of your Finances and Save Money</title>
		<link>http://www.wealthvirtues.com/journal/2012/01/19/ten-free-things-to-do-now-to-gain-control-of-your-finances-and-save-money/</link>
		<comments>http://www.wealthvirtues.com/journal/2012/01/19/ten-free-things-to-do-now-to-gain-control-of-your-finances-and-save-money/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 19:56:41 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[Wealth Resources]]></category>
		<category><![CDATA[free services]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[Tranquility]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=665</guid>
		<description><![CDATA[It costs little to nothing to find out more about your finances, how to control them, and create wealth.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2012/01/19/ten-free-things-to-do-now-to-gain-control-of-your-finances-and-save-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Suck it up and Eliminate Credit Card Debt (Unless You Want to Retire Broke)</title>
		<link>http://www.wealthvirtues.com/journal/2012/01/11/how-to-suck-it-up-and-eliminate-credit-card-debt-unless-you-want-to-retire-broke/</link>
		<comments>http://www.wealthvirtues.com/journal/2012/01/11/how-to-suck-it-up-and-eliminate-credit-card-debt-unless-you-want-to-retire-broke/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 00:30:54 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[401K]]></category>
		<category><![CDATA[creating wealth]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[eliminate debt]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Humility]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[Tranquility]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=639</guid>
		<description><![CDATA[The key is to change the way you think and your behavior. Start with practicing the virtues of Benjamin Franklin and apply them to your finances.  Wealth Virtues will help you do this.  ]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2012/01/11/how-to-suck-it-up-and-eliminate-credit-card-debt-unless-you-want-to-retire-broke/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Constitution of the Democratic Party and Occupy Movement</title>
		<link>http://www.wealthvirtues.com/journal/2012/01/06/the-constitution-of-the-democratic-party-and-occu-trash-movement/</link>
		<comments>http://www.wealthvirtues.com/journal/2012/01/06/the-constitution-of-the-democratic-party-and-occu-trash-movement/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 15:41:29 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[Ameritopia]]></category>
		<category><![CDATA[Constitution]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[Mark Levin]]></category>
		<category><![CDATA[Occupy]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=605</guid>
		<description><![CDATA[The Occupy movement philosophy of "give me all, and I don't want to pay for it", closely mirrors the actions of the Democratic Party to cater to that philosophy. Here are some wonderful "rights" that meets this philosopy. You will be suprised where they really come from!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2012/01/06/the-constitution-of-the-democratic-party-and-occu-trash-movement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anyone Can Have Tax-Free Income Because of a Senator from Delaware</title>
		<link>http://www.wealthvirtues.com/journal/2011/12/23/anyone-can-have-tax-free-income-because-of-a-senator-from-delaware/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/12/23/anyone-can-have-tax-free-income-because-of-a-senator-from-delaware/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 14:51:32 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[American Wealth]]></category>
		<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Senator William Roth]]></category>
		<category><![CDATA[tax free]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=599</guid>
		<description><![CDATA[Anyone can have tax-free retirement income which can also be passed to your heirs also tax free!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/12/23/anyone-can-have-tax-free-income-because-of-a-senator-from-delaware/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OCCUPY BASEBALL:  A Movement All Americans can get Behind</title>
		<link>http://www.wealthvirtues.com/journal/2011/11/03/occupy-baseball-a-movement-all-americans-can-get-behind/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/11/03/occupy-baseball-a-movement-all-americans-can-get-behind/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 14:23:37 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[American Wealth]]></category>
		<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Baseball Salaries]]></category>
		<category><![CDATA[Occupy Baseball]]></category>
		<category><![CDATA[Occupy Wall Street]]></category>
		<category><![CDATA[Wall Street Salaries]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=581</guid>
		<description><![CDATA[With the misguided anger at Wall Street and the perceived "Rich", maybe we need to look into even greater disparities between the have and have nots - like talent and drive.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/11/03/occupy-baseball-a-movement-all-americans-can-get-behind/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do You Have a Job, or Would You Rather be Like Jobs?</title>
		<link>http://www.wealthvirtues.com/journal/2011/10/06/do-you-have-a-job-or-would-you-rather-be-like-jobs/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/10/06/do-you-have-a-job-or-would-you-rather-be-like-jobs/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 01:31:49 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[creating wealth]]></category>
		<category><![CDATA[easy income]]></category>
		<category><![CDATA[Steve Jobs]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=572</guid>
		<description><![CDATA[You may be thinking of spending dollars on something like a lottery with a one-in-a-bazillion chance of winning, or you can increase your personal income using your own ingenuity, passion, and some get-started ideas here.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/10/06/do-you-have-a-job-or-would-you-rather-be-like-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Similarities of a Ponzi Scheme to Social Security</title>
		<link>http://www.wealthvirtues.com/journal/2011/09/14/the-similarities-of-a-ponzi-scheme-to-social-security-2/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/09/14/the-similarities-of-a-ponzi-scheme-to-social-security-2/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 17:14:00 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[American Wealth]]></category>
		<category><![CDATA[Payroll tax]]></category>
		<category><![CDATA[Ponzi Scheme]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=540</guid>
		<description><![CDATA[Much ado has been made on Social Security being a Ponzi scheme. But what is a Ponzi scheme and what does it have in common with Social Security? More than you think, and a little worse!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/09/14/the-similarities-of-a-ponzi-scheme-to-social-security-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>FDR&#8217;s policies prolonged Depression by 7 years, UCLA economists calculate</title>
		<link>http://www.wealthvirtues.com/journal/2011/08/27/fdrs-policies-prolonged-depression-by-7-years-ucla-economists-calculate/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/08/27/fdrs-policies-prolonged-depression-by-7-years-ucla-economists-calculate/#comments</comments>
		<pubDate>Sat, 27 Aug 2011 14:18:22 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[American Wealth]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[Great Depression in the United States]]></category>
		<category><![CDATA[Harold L. Cole]]></category>
		<category><![CDATA[New Deal]]></category>
		<category><![CDATA[prolonged Depression]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[UCLA]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=534</guid>
		<description><![CDATA[Two UCLA economists say they have figured out why the Great Depression dragged on for almost 15 years, and they blame a suspect previously thought to be beyond reproach: President Franklin D. Roosevelt.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/08/27/fdrs-policies-prolonged-depression-by-7-years-ucla-economists-calculate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Slowing Your Spending is Not the Same as Cutting Your Spending</title>
		<link>http://www.wealthvirtues.com/journal/2011/08/02/slowing-your-spending-is-not-the-same-as-cutting-your-spending/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/08/02/slowing-your-spending-is-not-the-same-as-cutting-your-spending/#comments</comments>
		<pubDate>Tue, 02 Aug 2011 19:14:03 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[American Wealth]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Government spending]]></category>
		<category><![CDATA[National Debt]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[Senator Tom Coburn]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=517</guid>
		<description><![CDATA[Why, once again, running your business or personal finances like the government will make you ultimately dependent on a government that is slowly going broke.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/08/02/slowing-your-spending-is-not-the-same-as-cutting-your-spending/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Want a Secure Future? Do the Opposite of Government</title>
		<link>http://www.wealthvirtues.com/journal/2011/07/26/want-a-secure-future-do-the-opposite-of-government/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/07/26/want-a-secure-future-do-the-opposite-of-government/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 00:02:12 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[Social Security Trust Fund]]></category>
		<category><![CDATA[Virtue]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=511</guid>
		<description><![CDATA[So how can you and I create wealth and thrive in retirement? Just use a philosophy that is completely opposite of how the government operates. This philosophy comes from one who ran a business and became extraordinarily wealthy by the age of 40, and rebelled against a tyrannical government that believed people should be ruled from the top, and not empowered to make their own decisions. This person was not an inexperienced "community organizer", but a diplomat, statesman, founder of a university, and creator of a nation. Instead of the failed Socialist philosophy of Marx, Lenin, and Obama, try a good dose of Benjamin Franklin.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/07/26/want-a-secure-future-do-the-opposite-of-government/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Basis of U.S. Wealth: Observations from the mid- 19th and 20th Centuries</title>
		<link>http://www.wealthvirtues.com/journal/2011/07/24/the-basis-of-u-s-wealth-observations-from-the-mid-19th-and-20th-centuries/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/07/24/the-basis-of-u-s-wealth-observations-from-the-mid-19th-and-20th-centuries/#comments</comments>
		<pubDate>Sun, 24 Jul 2011 04:01:07 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[American Wealth]]></category>
		<category><![CDATA[Alexis de Tocqueville]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[U.S. Constitution]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=496</guid>
		<description><![CDATA[To start - the United States' form of governance embodied in the U.S. Constitution is not perfect, but it is the best the world has ever or will ever see. That being said, the fact that socialist ideology has been seeping into our current government where the Founding Fathers practice and promotion of individual achievement and the benefit it provides to society is being replaced by the philosophy of "from each according to his ability, to each according to his need." ]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/07/24/the-basis-of-u-s-wealth-observations-from-the-mid-19th-and-20th-centuries/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>America’s New High</title>
		<link>http://www.wealthvirtues.com/journal/2011/05/02/americas-new-high/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/05/02/americas-new-high/#comments</comments>
		<pubDate>Mon, 02 May 2011 14:08:10 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Practice]]></category>
		<category><![CDATA[Intelligence]]></category>
		<category><![CDATA[National Debt]]></category>
		<category><![CDATA[Navy SEALS]]></category>
		<category><![CDATA[Osama bin Laden]]></category>
		<category><![CDATA[Robert Gates]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=466</guid>
		<description><![CDATA[It is my hope that the President and Congress use the same military methods used to eliminate our number one terrorist threat, to eliminate our number one financial threat – the national debt.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/05/02/americas-new-high/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>S&amp;P Downgrade: America&#8217;s Reward for Obama Socialism</title>
		<link>http://www.wealthvirtues.com/journal/2011/04/18/sp-downgrade-americas-reward-for-obama-socialism/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/04/18/sp-downgrade-americas-reward-for-obama-socialism/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 00:41:18 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[National Debt]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[Standard & Poor's]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=446</guid>
		<description><![CDATA[On ths tax day, April 18th, 2011, Standard &#038; Poor's lowered the company's outlook on the long-term rating of the U.S. sovereign debt to negative. A First in U.S. History.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/04/18/sp-downgrade-americas-reward-for-obama-socialism/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What I have in Common with Congressman Paul Ryan</title>
		<link>http://www.wealthvirtues.com/journal/2011/04/13/what-i-have-in-common-with-congressman-paul-ryan/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/04/13/what-i-have-in-common-with-congressman-paul-ryan/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 00:58:41 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[National Debt]]></category>
		<category><![CDATA[Path to Prosperity]]></category>
		<category><![CDATA[Paul Ryan]]></category>
		<category><![CDATA[The Way to Wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=433</guid>
		<description><![CDATA[It is interesting (and refreshing) to see the influence of Benjamin Franklin and his "Way to Wealth" reflected in Congressman Ryan's "Path to Prosperity".]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/04/13/what-i-have-in-common-with-congressman-paul-ryan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Why Netflix Helps Me to Balance my Wants vs. Needs, and Increases my Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2011/01/27/why-netflix-helps-me-to-balance-my-wants-vs-needs-and-increases-my-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/01/27/why-netflix-helps-me-to-balance-my-wants-vs-needs-and-increases-my-wealth/#comments</comments>
		<pubDate>Thu, 27 Jan 2011 21:04:14 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Comcast]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Netflix]]></category>
		<category><![CDATA[NFLX]]></category>
		<category><![CDATA[Roku]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=425</guid>
		<description><![CDATA[A while back, a service I recommend in my book Wealth Virtues, the Stock Advisor from Fool.com recommended Netflix stock (NFLX) as an addition to anyone's portfolio. I took that advice, mostly on the Fool.com recommendation, but also because of my experience as a new customer.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/01/27/why-netflix-helps-me-to-balance-my-wants-vs-needs-and-increases-my-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Wealth Virtues Author James Ward Featured on “The Balancing Act” on Lifetime Television</title>
		<link>http://www.wealthvirtues.com/journal/2011/01/23/wealth-virtues-author-james-ward-to-be-featured-on-the-balancing-act-on-lifetime-television/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/01/23/wealth-virtues-author-james-ward-to-be-featured-on-the-balancing-act-on-lifetime-television/#comments</comments>
		<pubDate>Sun, 23 Jan 2011 20:55:36 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Danielle Knox]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[James Ward]]></category>
		<category><![CDATA[Lifetime Network]]></category>
		<category><![CDATA[The Balancing Act]]></category>
		<category><![CDATA[virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=408</guid>
		<description><![CDATA[New Year’s Resolutions can be tough to keep, especially ones related to your finances. The Balancing Act host Danielle Knox talks with Wealth Virtues author James Ward about how the virtues of Ben Franklin applied to the practice of the Cycle of Positive Wealth can create realistic wealth and a comfortable retirement income for anyone at any age and income level.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/01/23/wealth-virtues-author-james-ward-to-be-featured-on-the-balancing-act-on-lifetime-television/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Your Epiphany for 2011 Can Improve Your Epitaph</title>
		<link>http://www.wealthvirtues.com/journal/2011/01/06/your-epiphany-for-2011-can-improve-your-epitaph/</link>
		<comments>http://www.wealthvirtues.com/journal/2011/01/06/your-epiphany-for-2011-can-improve-your-epitaph/#comments</comments>
		<pubDate>Thu, 06 Jan 2011 21:06:49 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[True Wealth]]></category>
		<category><![CDATA[epiphany]]></category>
		<category><![CDATA[Humility]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=397</guid>
		<description><![CDATA[Regardless of the type of wealth you decide to create, others will always benefit if that wealth is generated with Sincerity and Humility.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2011/01/06/your-epiphany-for-2011-can-improve-your-epitaph/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Want Financially Independent Children? Just Set an Example Using Virtue</title>
		<link>http://www.wealthvirtues.com/journal/2010/12/29/want-financially-independent-children-just-set-an-example-using-virtue/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/12/29/want-financially-independent-children-just-set-an-example-using-virtue/#comments</comments>
		<pubDate>Wed, 29 Dec 2010 14:58:30 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Practice]]></category>
		<category><![CDATA[Cars for Teens]]></category>
		<category><![CDATA[Cell Phones for Children]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Resolution]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=394</guid>
		<description><![CDATA[American greatness wasn’t built by giving our children everything they wanted, but rather by teaching them how to get it using entrepreneurship as a tool.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/12/29/want-financially-independent-children-just-set-an-example-using-virtue/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Write Your Way into a Larger Paycheck</title>
		<link>http://www.wealthvirtues.com/journal/2010/12/21/write-your-way-into-a-larger-paycheck/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/12/21/write-your-way-into-a-larger-paycheck/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 21:38:39 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[employee evaluations]]></category>
		<category><![CDATA[pay increase]]></category>
		<category><![CDATA[self appraisal]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=391</guid>
		<description><![CDATA[If you are not sure what your manager is going to write about you, try writing it for your eveluation yourself!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/12/21/write-your-way-into-a-larger-paycheck/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>A 30-Year Bond with Guaranteed High Interest: My High School Reunion</title>
		<link>http://www.wealthvirtues.com/journal/2010/11/30/a-30-year-bond-with-guaranteed-high-interest-my-high-school-reunion/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/11/30/a-30-year-bond-with-guaranteed-high-interest-my-high-school-reunion/#comments</comments>
		<pubDate>Wed, 01 Dec 2010 02:19:53 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[True Wealth]]></category>
		<category><![CDATA[1980]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Claymont High School]]></category>
		<category><![CDATA[Reunion]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=386</guid>
		<description><![CDATA[Fortunately, wealth can be derived from things more important than money.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/11/30/a-30-year-bond-with-guaranteed-high-interest-my-high-school-reunion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Wealth and Madness on 2 December &#8211; Only a few feet from where Ben Franklin Dined</title>
		<link>http://www.wealthvirtues.com/journal/2010/11/24/wealth-and-madness-on-2-december-only-a-few-feet-from-where-ben-franklin-dined/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/11/24/wealth-and-madness-on-2-december-only-a-few-feet-from-where-ben-franklin-dined/#comments</comments>
		<pubDate>Wed, 24 Nov 2010 17:13:21 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Annapolis]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[Book Signing]]></category>
		<category><![CDATA[Books for Christmas]]></category>
		<category><![CDATA[Midnight Madness]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=381</guid>
		<description><![CDATA[James Ward, author of WEALTH VIRTUES will be at the Hard Bean Coffee &#038; BookSellers from 6-9pm during the Annapolis Maryland Midnight Madness on December 2, 2010.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/11/24/wealth-and-madness-on-2-december-only-a-few-feet-from-where-ben-franklin-dined/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Replace Social Security with a current U. S. Government program that actually works!</title>
		<link>http://www.wealthvirtues.com/journal/2010/11/13/replace-social-security-with-a-current-u-s-government-program-that-actually-works/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/11/13/replace-social-security-with-a-current-u-s-government-program-that-actually-works/#comments</comments>
		<pubDate>Sat, 13 Nov 2010 21:15:39 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[TSP]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=374</guid>
		<description><![CDATA[Let's play a game. I give you four dollars, then you pay someone five. You are the government. How long do you want to keep doing this?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/11/13/replace-social-security-with-a-current-u-s-government-program-that-actually-works/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>November &#8211; Celebrating the American Confirmation and Communion</title>
		<link>http://www.wealthvirtues.com/journal/2010/11/02/november-celebrating-the-american-confirmation-and-communion/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/11/02/november-celebrating-the-american-confirmation-and-communion/#comments</comments>
		<pubDate>Tue, 02 Nov 2010 20:09:57 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Practice]]></category>
		<category><![CDATA[America]]></category>
		<category><![CDATA[Communion]]></category>
		<category><![CDATA[Confirmation]]></category>
		<category><![CDATA[Elections]]></category>
		<category><![CDATA[November]]></category>
		<category><![CDATA[Thanksgiving]]></category>
		<category><![CDATA[Veteran's Day]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=369</guid>
		<description><![CDATA[July may be America’s birth month, but November is the month we celebrate Her Communion and Confirmation.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/11/02/november-celebrating-the-american-confirmation-and-communion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Women, Money, and Virtues: The New American Revolution</title>
		<link>http://www.wealthvirtues.com/journal/2010/10/19/women-money-and-virtues-the-new-american-revolution/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/10/19/women-money-and-virtues-the-new-american-revolution/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 19:16:39 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Practice]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[household finances]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[women and money]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=355</guid>
		<description><![CDATA[As a father of three wonderful, strong, intelligent daughters, the husband of a fiscally savvy woman, and the brother of a woman who started a multi-million dollar business from nothing, I can honestly say that I was influenced dramatically in the writing of WEALTH VIRTUES by seeing what my sister did, benefiting from what my wife does, and hoping for what my daughters will achieve.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/10/19/women-money-and-virtues-the-new-american-revolution/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Socialism Could Have Been Stopped&#8230;Only if&#8230;</title>
		<link>http://www.wealthvirtues.com/journal/2010/10/15/socialism-could-have-been-stopped-only-if/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/10/15/socialism-could-have-been-stopped-only-if/#comments</comments>
		<pubDate>Fri, 15 Oct 2010 04:13:39 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[Capitalism]]></category>
		<category><![CDATA[Chavez]]></category>
		<category><![CDATA[Kim Jung Il]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[Virtue]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=341</guid>
		<description><![CDATA[These people may not be saved, but you can continue the Pursuit of Happiness as set forth by the American Founding Fathers, in particular, Benjamin Franklin]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/10/15/socialism-could-have-been-stopped-only-if/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>He That Lives on Hope Will Die Fasting – Instead try Wealth Virtues</title>
		<link>http://www.wealthvirtues.com/journal/2010/10/13/he-that-lives-on-hope-will-die-fasting-instead-try-wealth-virtues/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/10/13/he-that-lives-on-hope-will-die-fasting-instead-try-wealth-virtues/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 15:04:21 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Hope and Change]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=334</guid>
		<description><![CDATA[There are those who believe that they can only achieve wealth through such low-probability methods like a lottery, and there are those who simply “hope” for wealth. Hope is a wonderful emotion, but hope without action leads to hopelessness.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/10/13/he-that-lives-on-hope-will-die-fasting-instead-try-wealth-virtues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Forbes’ Most Powerful Women…Aren’t. But You Can Be!</title>
		<link>http://www.wealthvirtues.com/journal/2010/10/08/forbes-most-powerful-women-arent-but-you-can-be/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/10/08/forbes-most-powerful-women-arent-but-you-can-be/#comments</comments>
		<pubDate>Fri, 08 Oct 2010 17:50:47 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Practice]]></category>
		<category><![CDATA[Forbes]]></category>
		<category><![CDATA[power]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=329</guid>
		<description><![CDATA[Power, in the case of what Forbes failed to define, is presumably the ability to have some international authority or influence, some form of divine strength over others, or an authority legally granted by a body of individuals. If you are one of those that believe that anyone on that list has some power over you, you have just demoted yourself to the rank of “slave.” ]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/10/08/forbes-most-powerful-women-arent-but-you-can-be/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Becoming Wealthy is Easy &#8211; Just Change Your Perception of Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2010/10/04/becoming-wealthy-is-easy-just-change-your-perception-of-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/10/04/becoming-wealthy-is-easy-just-change-your-perception-of-wealth/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 02:15:23 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[create wealth]]></category>
		<category><![CDATA[get out of debt]]></category>
		<category><![CDATA[hope]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=326</guid>
		<description><![CDATA[Hope all you want for financial change, but unless you take action, the only thing you will be hoping for is that social security will still exist when you retire.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/10/04/becoming-wealthy-is-easy-just-change-your-perception-of-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Why Virtues Matter if You Want to become Wealthy and Stay That Way</title>
		<link>http://www.wealthvirtues.com/journal/2010/10/01/why-virtues-matter-if-you-want-to-become-wealthy-and-stay-that-way/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/10/01/why-virtues-matter-if-you-want-to-become-wealthy-and-stay-that-way/#comments</comments>
		<pubDate>Sat, 02 Oct 2010 02:00:58 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Bernard Ebbers]]></category>
		<category><![CDATA[Bernard Madoff]]></category>
		<category><![CDATA[Dennis Kozlowski]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[Jeffrey Skilling]]></category>
		<category><![CDATA[John Rigas]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[reputation]]></category>
		<category><![CDATA[virtues]]></category>
		<category><![CDATA[wealth without virtues]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=297</guid>
		<description><![CDATA[You have heard of some extraordinarily wealthy people who may have started out honestly enough, but somewhere along the way, turned to unethical and illegal means to achieve great wealth, in many cases hurting a great many people.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/10/01/why-virtues-matter-if-you-want-to-become-wealthy-and-stay-that-way/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>A Nation of Cowards? Read SELLOUT by Ron Miller</title>
		<link>http://www.wealthvirtues.com/journal/2010/09/22/a-nation-of-cowards-read-sellout-by-ron-miller/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/09/22/a-nation-of-cowards-read-sellout-by-ron-miller/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 00:29:20 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Practice]]></category>
		<category><![CDATA[Humility]]></category>
		<category><![CDATA[Racism]]></category>
		<category><![CDATA[Ron Miller]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[Uncle Tom]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=306</guid>
		<description><![CDATA[So-called liberals and the emerging neo-socialists of the once relevant Democratic Party may not want to read this book, but if they did, they would find Ron to be principled, logical, and a person who basis "truth" on facts, not emotion.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/09/22/a-nation-of-cowards-read-sellout-by-ron-miller/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Wealth Virtues: A Personal Declaration for Financial Independence</title>
		<link>http://www.wealthvirtues.com/journal/2010/09/19/wealth-virtues-a-personal-declaration-for-financial-independence/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/09/19/wealth-virtues-a-personal-declaration-for-financial-independence/#comments</comments>
		<pubDate>Sun, 19 Sep 2010 18:56:14 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Declaration of Independence]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=304</guid>
		<description><![CDATA[Wealth Virtues by James Ward presents a principled and practical path for anyone to gain freedom from financial hardship and to begin their pursuit of happiness.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/09/19/wealth-virtues-a-personal-declaration-for-financial-independence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Poor Richard Web Press Donates over 10% to First Book to Help Fight Illiteracy</title>
		<link>http://www.wealthvirtues.com/journal/2010/09/14/poor-richard-web-press-donates-over-10-to-first-book-to-help-fight-illiteracy/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/09/14/poor-richard-web-press-donates-over-10-to-first-book-to-help-fight-illiteracy/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 03:03:54 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Virtues]]></category>
		<category><![CDATA[Children's Literacy]]></category>
		<category><![CDATA[First Book]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=299</guid>
		<description><![CDATA[First Book provides new books to children in need addressing one of the most important factors affecting literacy – access to books.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/09/14/poor-richard-web-press-donates-over-10-to-first-book-to-help-fight-illiteracy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Thrifty at Fifty Makes Retirement Nifty</title>
		<link>http://www.wealthvirtues.com/journal/2010/09/10/thrifty-at-fifty-makes-retirement-nifty/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/09/10/thrifty-at-fifty-makes-retirement-nifty/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 16:39:02 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[401K]]></category>
		<category><![CDATA[Investing Late]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Wisdom]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=243</guid>
		<description><![CDATA[There are many circumstances in life where we may not be fortunate enough to have started serious retirement investing until late in life. Never fear. Beginning to invest, or increasing your investments at age 50 may bring some unexpected benefits.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/09/10/thrifty-at-fifty-makes-retirement-nifty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Ten Actions You Can Take Now to Build Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2010/09/08/ten-actions-you-can-take-now-to-build-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/09/08/ten-actions-you-can-take-now-to-build-wealth/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 15:40:03 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Thinking Wealth]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[Cycle of Positive Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=241</guid>
		<description><![CDATA[The following actions are “no-brainer” actions you can take right away to increase your cash flow. Some are obvious and others may take some time to complete. I present them from easiest to hardest to accomplish.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/09/08/ten-actions-you-can-take-now-to-build-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Finally, A New Book Provides a Realistic Path to Individual Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2010/09/05/finally-a-new-book-provides-a-realistic-path-to-individual-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/09/05/finally-a-new-book-provides-a-realistic-path-to-individual-wealth/#comments</comments>
		<pubDate>Sun, 05 Sep 2010 16:50:09 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[book press release]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=287</guid>
		<description><![CDATA[The Newly Released WEALTH VIRTUES by James Ward, uses the wisdom of Benjamin Franklin to provide the path for the realistic achievement of wealth.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/09/05/finally-a-new-book-provides-a-realistic-path-to-individual-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who is Your Master?</title>
		<link>http://www.wealthvirtues.com/journal/2010/08/25/who-is-your-master/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/08/25/who-is-your-master/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 01:16:40 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[creating wealth]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=267</guid>
		<description><![CDATA[If you are one of those who is happy living on the government dole, then you have lost your way as an American.  You have, in essence, become a slave to those who forgot that they work for you!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/08/25/who-is-your-master/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Money from Mayhem (or Dollars from Dullards)</title>
		<link>http://www.wealthvirtues.com/journal/2010/08/17/money-from-mayhem-or-dollars-from-dullards/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/08/17/money-from-mayhem-or-dollars-from-dullards/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 21:05:00 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Car Chase News]]></category>
		<category><![CDATA[LA Car Chase]]></category>
		<category><![CDATA[Television]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=252</guid>
		<description><![CDATA[If LA Car chases are news for national consumption, then television broadcasters need to do a better job of using it to generate ad revenue.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/08/17/money-from-mayhem-or-dollars-from-dullards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Congress Promotes Slavery in Detroit</title>
		<link>http://www.wealthvirtues.com/journal/2010/08/06/congress-promotes-slavery-in-detroit/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/08/06/congress-promotes-slavery-in-detroit/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 11:02:59 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[detroit]]></category>
		<category><![CDATA[slavery]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=246</guid>
		<description><![CDATA[There is a new kind of slavery in America, and like the Democratic Party of the 1860s, the Democratic Party of 2010 is all for it. The only difference is that the U.S. Government is the master, and race isn’t an issue.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/08/06/congress-promotes-slavery-in-detroit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Advice on Saving Money in Hard Times</title>
		<link>http://www.wealthvirtues.com/journal/2010/07/05/advice-on-saving-money-in-hard-times/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/07/05/advice-on-saving-money-in-hard-times/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 23:37:49 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[wants and needs]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=235</guid>
		<description><![CDATA[In my book, Wealth Virtues, I write a great deal on the value of understanding "wants" versus "needs." That understanding is timeless, yet so many individuals and collectively, governments, fail at understanding this simple concept.
I present this writing from Benjamin Franklin, one of the great Founding Fathers of the United States, for 150 year old advice that is still relevant today.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/07/05/advice-on-saving-money-in-hard-times/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Wealth Through Virtue: The Counteraction to the Marxist Neo-Socialism emerging in the United States</title>
		<link>http://www.wealthvirtues.com/journal/2010/06/08/wealth-through-virtue-the-counteraction-to-the-marxist-neo-socialism-emerging-in-the-united-states/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/06/08/wealth-through-virtue-the-counteraction-to-the-marxist-neo-socialism-emerging-in-the-united-states/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 00:20:14 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[1984]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[virtues]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=232</guid>
		<description><![CDATA[In an era where we see the once proud and relevant Democratic Party begin to create a socialist environment due to their near single-party rule, the incentives for free enterprise are slowly being diminished. One only has to look at the “newspeak” of Democratic Party leaders to view how the notion of “government of the people, by the people, and for the people” is slowly perishing to become government over the people.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/06/08/wealth-through-virtue-the-counteraction-to-the-marxist-neo-socialism-emerging-in-the-united-states/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Breeding Mediocrity in America</title>
		<link>http://www.wealthvirtues.com/journal/2010/06/08/breeding-mediocrity-in-america/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/06/08/breeding-mediocrity-in-america/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 13:01:47 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[mediocrity]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[virtues]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=228</guid>
		<description><![CDATA[Once the land where people came to excel has become a place where others have the opportunity to better control the masses.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/06/08/breeding-mediocrity-in-america/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Frugality Does Not Mean Doing Without</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/27/frugality-does-not-mean-doing-without/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/27/frugality-does-not-mean-doing-without/#comments</comments>
		<pubDate>Fri, 28 May 2010 00:00:28 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Virtues]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=226</guid>
		<description><![CDATA[People often think that frugality means “doing without” and to deny the pleasurable things in life. Rather we need to look at it as a means of appreciating what we have, and to make the best use of our resources to accomplish goals we set for ourselves.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/27/frugality-does-not-mean-doing-without/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Getting Paid for Free Services</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/27/getting-paid-for-free-services-2/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/27/getting-paid-for-free-services-2/#comments</comments>
		<pubDate>Thu, 27 May 2010 23:44:31 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[free services]]></category>
		<category><![CDATA[Humility]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[Sincerity]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=224</guid>
		<description><![CDATA[I have always been amazed at the means by which individuals and businesses are able to provide either deep cuts to the sale price of a product, or provide a "free" service to a customer that still makes them money. We often use the terms "mark-up", "hidden costs", or the more mercurial, "smoke and mirrors" to describe this.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/27/getting-paid-for-free-services-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>CLEANLINESS: How Franklin&#8217;s 10th Virtue Helps to &#8220;Change&#8221; Your Financial Future</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/26/cleanliness-how-franklins-10th-virtue-helps-to-change-your-financial-future/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/26/cleanliness-how-franklins-10th-virtue-helps-to-change-your-financial-future/#comments</comments>
		<pubDate>Wed, 26 May 2010 22:55:50 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[pocket change]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=219</guid>
		<description><![CDATA[I use Franklin's virtue of Cleanliness to make a point of how the practice of such virtues can lead to small gains. Small gains compounded lead to - larger gains.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/26/cleanliness-how-franklins-10th-virtue-helps-to-change-your-financial-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Should I Invest in the Stock Market, or Real Estate?</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/25/should-i-invest-in-the-stock-market-or-real-estate/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/25/should-i-invest-in-the-stock-market-or-real-estate/#comments</comments>
		<pubDate>Wed, 26 May 2010 00:28:09 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[401K]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=214</guid>
		<description><![CDATA[From the start of 1980 to the end of 2004, home sale prices increased 247%. A pretty sweet deal, it would seem. Over the same period, however, the S&#038;P 500 shot up more than 1,000%.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/25/should-i-invest-in-the-stock-market-or-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How to Generate Income with Free Time and Free Tools</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/24/how-to-generate-income-with-free-time-and-free-tools/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/24/how-to-generate-income-with-free-time-and-free-tools/#comments</comments>
		<pubDate>Tue, 25 May 2010 02:03:29 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[free services]]></category>
		<category><![CDATA[Income from Blogging]]></category>
		<category><![CDATA[Industry]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=210</guid>
		<description><![CDATA[In my book, Wealth Virtues, I discuss various means for eliminating debt. After cutting expenses, creating some means of deriving additional income is the next logical step. To do so, one must evaluate the cost, either in time or capitol, to invest in that new endeavor.  I suggest using Benjamin Franklin’s virtue of Industry as the guide to devote time, rather than money, in this effort. Of course, the time you devote to this effort must be balanced with your duties to your family and other means of employment. Once you have resolved to dedicate your newly found “free time” to this effort, let me suggest some entirely free tools to provide the path for this additional income.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/24/how-to-generate-income-with-free-time-and-free-tools/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Franklinomics: A Way to Business and Personal Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/09/franklinomics-a-way-to-business-and-personal-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/09/franklinomics-a-way-to-business-and-personal-wealth/#comments</comments>
		<pubDate>Sun, 09 May 2010 13:09:32 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Resources]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Starting a Business]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=204</guid>
		<description><![CDATA[Franklinomics is a living guide to help you with all aspects of wealth - from the practice of frugality at home to the creation and management of a business.
]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/09/franklinomics-a-way-to-business-and-personal-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Want to Live Like a King? I&#8217;ve got Your Check, Mate</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/01/want-to-live-like-a-king-i-got-your-check-mate/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/01/want-to-live-like-a-king-i-got-your-check-mate/#comments</comments>
		<pubDate>Sat, 01 May 2010 20:50:30 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Thinking Wealth]]></category>
		<category><![CDATA[Chess]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Lateral Thinking]]></category>
		<category><![CDATA[omega-3]]></category>
		<category><![CDATA[Thinking]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=189</guid>
		<description><![CDATA[Chess allows you to employ lateral thinking while following defined rules. Creating wealth uses the same method. ]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/01/want-to-live-like-a-king-i-got-your-check-mate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>A Literary Critique of Wealth Virtues</title>
		<link>http://www.wealthvirtues.com/journal/2010/04/13/a-literary-critique-of-wealth-virtues/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/04/13/a-literary-critique-of-wealth-virtues/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 09:44:53 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Virtues]]></category>
		<category><![CDATA[book]]></category>
		<category><![CDATA[critique]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=187</guid>
		<description><![CDATA[This author is so down to earth in his explanations of building wealth. It makes sense. The strategies don’t offer paths to “miracles”, but actual methods by which you achieve comfort in living standards and retirement. That is why I believe this book is far more useful than those who offer dreams and wild imaginations, but not real methods of arriving at the position in life one desires to be in.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/04/13/a-literary-critique-of-wealth-virtues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Who is REALLY responsible for keeping healthcare cost down?  Look in the mirror</title>
		<link>http://www.wealthvirtues.com/journal/2010/03/23/who-is-really-responsible-for-keeping-healthcare-cost-down-look-in-the-mirror/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/03/23/who-is-really-responsible-for-keeping-healthcare-cost-down-look-in-the-mirror/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 23:27:40 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Health and Wealth]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[socialism]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=181</guid>
		<description><![CDATA[The real answer I provide has nothing to do with how a society maintains cost and quality of healthcare; rather it puts the onus on YOU.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/03/23/who-is-really-responsible-for-keeping-healthcare-cost-down-look-in-the-mirror/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Relative New beats Actual New by 66%</title>
		<link>http://www.wealthvirtues.com/journal/2010/03/22/relative-new-beats-actual-new-by-66/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/03/22/relative-new-beats-actual-new-by-66/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 00:48:55 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[preowned bargains]]></category>
		<category><![CDATA[skiing]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=179</guid>
		<description><![CDATA[Do you really need new, or is slighly used better for the money?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/03/22/relative-new-beats-actual-new-by-66/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Target Date Retirement Funds: For people that like taking the bus instead of driving themselves</title>
		<link>http://www.wealthvirtues.com/journal/2010/03/04/target-date-retirement-funds-for-people-that-like-taking-the-bus-instead-of-driving-themselves/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/03/04/target-date-retirement-funds-for-people-that-like-taking-the-bus-instead-of-driving-themselves/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 00:43:56 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Bill Sharpe]]></category>
		<category><![CDATA[Financial Engines]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Target Date Funds]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=169</guid>
		<description><![CDATA[Target date Retirement Funds sound easy and convenient, doesn't it? Just sit back and let some stranger decide risk tolerance for you and the thousands of other people enrolled in the fund.  I mean, you are all retiring at the same time - I guess you all have the same risk, right?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/03/04/target-date-retirement-funds-for-people-that-like-taking-the-bus-instead-of-driving-themselves/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Will Credit Card Reform Really Help the Consumer? Consumers Need to Help Themselves</title>
		<link>http://www.wealthvirtues.com/journal/2010/02/24/will-credit-card-reform-really-help-the-consumer-consumers-need-to-help-themselves/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/02/24/will-credit-card-reform-really-help-the-consumer-consumers-need-to-help-themselves/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 23:15:32 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[accountability]]></category>
		<category><![CDATA[consequence]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card reform]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Justice]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=165</guid>
		<description><![CDATA[Now before you start feeling victorious over those big nasty Wall Street cigar smoking fat cats, consider that the banks who issued credit cards have had to write off over $35 Billion in bad debt last year. Where will they look to recoup the loss?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/02/24/will-credit-card-reform-really-help-the-consumer-consumers-need-to-help-themselves/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Be an Alpha, and Take Your Omega: How Fish Oil Can Decrease Health Care Costs on a Personal Level</title>
		<link>http://www.wealthvirtues.com/journal/2010/02/02/be-an-alpha-and-take-your-omega-how-fish-oil-can-decreasing-health-care-costs-on-a-personal-level/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/02/02/be-an-alpha-and-take-your-omega-how-fish-oil-can-decreasing-health-care-costs-on-a-personal-level/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 14:22:59 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Health and Wealth]]></category>
		<category><![CDATA[fish oil]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[omega-3]]></category>
		<category><![CDATA[triglycerides]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=159</guid>
		<description><![CDATA[As I write about in articles as well as my upcoming book, Wealth Virtues, the attention you pay to improving your health will pay dividends in future health costs savings as well as provide you with positive physiological changes that allow you to create new ways of creating wealth.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/02/02/be-an-alpha-and-take-your-omega-how-fish-oil-can-decreasing-health-care-costs-on-a-personal-level/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Are You Maximus Contributus? Be the 6 Million Dollar Man or Woman</title>
		<link>http://www.wealthvirtues.com/journal/2009/12/30/are-you-maximus-contributus-be-the-6-million-dollar-man-or-woman/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/12/30/are-you-maximus-contributus-be-the-6-million-dollar-man-or-woman/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 20:02:00 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Millionaire]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=153</guid>
		<description><![CDATA[Do you think millions of dollars are not possible for you? HA I say. See how anyone with discipline can get there and enjoy it as well. The book 'Wealth Virtues' delves into this in greater detail.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/12/30/are-you-maximus-contributus-be-the-6-million-dollar-man-or-woman/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>GE, Why Not Buy Some POT and Add WTR?</title>
		<link>http://www.wealthvirtues.com/journal/2009/12/11/ge-why-not-buy-some-pot-and-add-wtr/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/12/11/ge-why-not-buy-some-pot-and-add-wtr/#comments</comments>
		<pubDate>Sat, 12 Dec 2009 00:03:45 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[GE]]></category>
		<category><![CDATA[POT]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[water]]></category>
		<category><![CDATA[WTR]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=143</guid>
		<description><![CDATA[There are many industries that provide products that help in the production of clean water and the ability to grow more food. I look at three which not only tackle the problems associated with basic resources for humans, but are extraordinarily good companies for long term investors should consider for their portfolio.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/12/11/ge-why-not-buy-some-pot-and-add-wtr/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Value of Contemplation During the Holidays</title>
		<link>http://www.wealthvirtues.com/journal/2009/12/09/the-value-of-contemplation-during-the-holidays/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/12/09/the-value-of-contemplation-during-the-holidays/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 21:21:15 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Virtues]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Contemplation]]></category>
		<category><![CDATA[Hanukkah]]></category>
		<category><![CDATA[New Year's]]></category>
		<category><![CDATA[Rededication]]></category>
		<category><![CDATA[Redemption]]></category>
		<category><![CDATA[Reevaluation]]></category>
		<category><![CDATA[Renewal]]></category>
		<category><![CDATA[silence]]></category>
		<category><![CDATA[Sun Tzu]]></category>
		<category><![CDATA[Thinking]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=138</guid>
		<description><![CDATA[Whether you are in a culture that celebrates Christmas, Hanukkah, the New Year, or any combination, the common spirit is one of reevaluation, redemption, renewal, and rededication. How can we use this to our advantage and to the benefit of others?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/12/09/the-value-of-contemplation-during-the-holidays/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The Balance of Health and Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 14:09:42 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Health and Wealth]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[temperance]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/</guid>
		<description><![CDATA[The real answer to focus on when looking at healthcare at a personal level is to evaluate yourself first.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Achieving Wealth Through the Practice of Humility</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-humility/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-humility/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 20:46:43 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=133</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Humility.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-humility/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Chastity</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-chastity/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-chastity/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 20:24:43 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Chastity]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=130</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Chastity.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-chastity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Tranquility</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-tranquility/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-tranquility/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 15:19:43 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Tranquility]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=127</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Tranquility.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-tranquility/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Cleanliness</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-cleanliness/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-cleanliness/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 15:09:39 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=124</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Cleanliness.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-cleanliness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How Franklin’s Virtues of Sincerity and Justice Need to Influence Business Leaders Beyond 2010</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/how-franklin%e2%80%99s-virtues-of-sincerity-and-justice-need-to-influence-business-leaders-beyond-2010/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/how-franklin%e2%80%99s-virtues-of-sincerity-and-justice-need-to-influence-business-leaders-beyond-2010/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 14:02:24 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Business]]></category>
		<category><![CDATA[Corporate Bonuses]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[Tipping]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=122</guid>
		<description><![CDATA[Going forward, business leaders as well as government leaders need to make better use of the Virtues of Dr. Franklin.  The two most applicable in this situation are Sincerity and Justice.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/how-franklin%e2%80%99s-virtues-of-sincerity-and-justice-need-to-influence-business-leaders-beyond-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Moderation</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-moderation/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-moderation/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 13:11:25 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=120</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Moderation.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-moderation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Getting Paid for Free Services</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/getting-paid-for-free-services/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/getting-paid-for-free-services/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 12:32:32 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Business]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[free services]]></category>
		<category><![CDATA[price mark-up]]></category>
		<category><![CDATA[reputation]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=117</guid>
		<description><![CDATA[Is "free" really free, and how can certain virtues allow you to get paid when offering free (or discounted) services?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/getting-paid-for-free-services/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Justice</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/10/achieving-wealth-through-the-practice-of-justice/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/10/achieving-wealth-through-the-practice-of-justice/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 14:17:00 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=115</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Justice.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/10/achieving-wealth-through-the-practice-of-justice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Is the 529 Educational Savings Plan Really Right For You?</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/09/is-the-529-educational-savings-plan-really-right-for-you/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/09/is-the-529-educational-savings-plan-really-right-for-you/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 02:50:11 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[529 Savings Plan]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Saving for College]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=113</guid>
		<description><![CDATA[An important consideration for your savings should be for your or your children’s education.  Some people look to handle this using a 529 savings plan. If you decide to finance your children’s education this way, don’t sacrifice saving for your retirement at the expense of funding a 529 plan.  You can take a loan out for education; you cannot take a loan out for retirement!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/09/is-the-529-educational-savings-plan-really-right-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Sincerity</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/09/achieving-wealth-through-the-practice-of-sincerity/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/09/achieving-wealth-through-the-practice-of-sincerity/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 12:34:37 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=110</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Sincerity.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/09/achieving-wealth-through-the-practice-of-sincerity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Achieving Wealth Through the Practice of Industry</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/07/achieving-wealth-through-the-practice-of-industry/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/07/achieving-wealth-through-the-practice-of-industry/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 17:33:04 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=84</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Industry.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/07/achieving-wealth-through-the-practice-of-industry/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Frugality</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/06/achieving-wealth-through-the-practice-of-frugality/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/06/achieving-wealth-through-the-practice-of-frugality/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 16:24:19 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=62</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Frugality.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/06/achieving-wealth-through-the-practice-of-frugality/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Resolution</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-resolution/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-resolution/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 21:07:06 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=52</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Resolution.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-resolution/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Order</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-order/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-order/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 20:37:25 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Order]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=46</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Order.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-order/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Silence</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/02/achieving-wealth-through-the-practice-of-silence/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/02/achieving-wealth-through-the-practice-of-silence/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 14:27:36 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[silence]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=33</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virue of Silence.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/02/achieving-wealth-through-the-practice-of-silence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Temperance</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/01/achieving-wealth-through-the-practice-of-temperance/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/01/achieving-wealth-through-the-practice-of-temperance/#comments</comments>
		<pubDate>Sun, 01 Nov 2009 23:06:27 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[temperance]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=19</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin's 13 Virtues, we will start with Temperance.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/01/achieving-wealth-through-the-practice-of-temperance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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