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	<title>Wealth Virtues Journal</title>
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	<link>http://www.wealthvirtues.com/journal</link>
	<description>Improve Your Self, Improve Your Wealth</description>
	<lastBuildDate>Sun, 05 Sep 2010 16:53:03 +0000</lastBuildDate>
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		<item>
		<title>Finally, A New Book Provides a Realistic Path to Individual Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2010/09/05/finally-a-new-book-provides-a-realistic-path-to-individual-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/09/05/finally-a-new-book-provides-a-realistic-path-to-individual-wealth/#comments</comments>
		<pubDate>Sun, 05 Sep 2010 16:50:09 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Press Release]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[book press release]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=287</guid>
		<description><![CDATA[The Newly Released WEALTH VIRTUES by James Ward, uses the widsom of Benjamin Franklin to provide the path for the realistic achievement of wealth.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/09/05/finally-a-new-book-provides-a-realistic-path-to-individual-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who is Your Master?</title>
		<link>http://www.wealthvirtues.com/journal/2010/08/25/who-is-your-master/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/08/25/who-is-your-master/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 01:16:40 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[creating wealth]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=267</guid>
		<description><![CDATA[If you are one of those who is happy living on the government dole, then you have lost your way as an American.  You have, in essence, become a slave to those who forgot that they work for you!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/08/25/who-is-your-master/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money from Mayhem (or Dollars from Dullards)</title>
		<link>http://www.wealthvirtues.com/journal/2010/08/17/money-from-mayhem-or-dollars-from-dullards/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/08/17/money-from-mayhem-or-dollars-from-dullards/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 21:05:00 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Car Chase News]]></category>
		<category><![CDATA[LA Car Chase]]></category>
		<category><![CDATA[Television]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=252</guid>
		<description><![CDATA[If LA Car chases are news for national consumption, then television broadcasters need to do a better job of using it to generate ad revenue.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/08/17/money-from-mayhem-or-dollars-from-dullards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Congress Promotes Slavery in Detroit</title>
		<link>http://www.wealthvirtues.com/journal/2010/08/06/congress-promotes-slavery-in-detroit/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/08/06/congress-promotes-slavery-in-detroit/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 11:02:59 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[detroit]]></category>
		<category><![CDATA[slavery]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=246</guid>
		<description><![CDATA[There is a new kind of slavery in America, and like the Democratic Party of the 1860s, the Democratic Party of 2010 is all for it. The only difference is that the U.S. Government is the master, and race isn’t an issue.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/08/06/congress-promotes-slavery-in-detroit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thrifty at Fifty Makes Retirement Nifty</title>
		<link>http://www.wealthvirtues.com/journal/2010/07/31/thrifty-at-fifty-makes-retirement-nifty/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/07/31/thrifty-at-fifty-makes-retirement-nifty/#comments</comments>
		<pubDate>Sat, 31 Jul 2010 16:39:02 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[401K]]></category>
		<category><![CDATA[Investing Late]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Wisdom]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=243</guid>
		<description><![CDATA[There are many circumstances in life where we may not be fortunate enough to have started serious retirement investing until late in life. Never fear. Beginning to invest, or increasing your investments at age 50 may bring some unexpected benefits.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/07/31/thrifty-at-fifty-makes-retirement-nifty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ten Actions You Can Take Now to Build Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2010/07/12/ten-actions-you-can-take-now-to-build-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/07/12/ten-actions-you-can-take-now-to-build-wealth/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 00:34:03 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Thinking Wealth]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[Cycle of Positive Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=241</guid>
		<description><![CDATA[The following actions are “no-brainer” actions you can take right away to increase your cash flow. Some are obvious and others may take some time to complete. I present them from easiest to hardest to accomplish.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/07/12/ten-actions-you-can-take-now-to-build-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advice on Saving Money in Hard Times</title>
		<link>http://www.wealthvirtues.com/journal/2010/07/05/advice-on-saving-money-in-hard-times/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/07/05/advice-on-saving-money-in-hard-times/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 23:37:49 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[wants and needs]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=235</guid>
		<description><![CDATA[In my book, Wealth Virtues, I write a great deal on the value of understanding "wants" versus "needs." That understanding is timeless, yet so many individuals and collectively, governments, fail at understanding this simple concept.
I present this writing from Benjamin Franklin, one of the great Founding Fathers of the United States, for 150 year old advice that is still relevant today.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/07/05/advice-on-saving-money-in-hard-times/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wealth Through Virtue: The Counteraction to the Marxist Neo-Socialism emerging in the United States</title>
		<link>http://www.wealthvirtues.com/journal/2010/06/08/wealth-through-virtue-the-counteraction-to-the-marxist-neo-socialism-emerging-in-the-united-states/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/06/08/wealth-through-virtue-the-counteraction-to-the-marxist-neo-socialism-emerging-in-the-united-states/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 00:20:14 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[1984]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[virtues]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=232</guid>
		<description><![CDATA[In an era where we see the once proud and relevant Democratic Party begin to create a socialist environment due to their near single-party rule, the incentives for free enterprise are slowly being diminished. One only has to look at the “newspeak” of Democratic Party leaders to view how the notion of “government of the people, by the people, and for the people” is slowly perishing to become government over the people.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/06/08/wealth-through-virtue-the-counteraction-to-the-marxist-neo-socialism-emerging-in-the-united-states/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Breeding Mediocrity in America</title>
		<link>http://www.wealthvirtues.com/journal/2010/06/08/breeding-mediocrity-in-america/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/06/08/breeding-mediocrity-in-america/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 13:01:47 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Lacking Virtues]]></category>
		<category><![CDATA[mediocrity]]></category>
		<category><![CDATA[socialism]]></category>
		<category><![CDATA[virtues]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=228</guid>
		<description><![CDATA[Once the land where people came to excel has become a place where others have the opportunity to better control the masses.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/06/08/breeding-mediocrity-in-america/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Frugality Does Not Mean Doing Without</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/27/frugality-does-not-mean-doing-without/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/27/frugality-does-not-mean-doing-without/#comments</comments>
		<pubDate>Fri, 28 May 2010 00:00:28 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Virtues]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=226</guid>
		<description><![CDATA[People often think that frugality means “doing without” and to deny the pleasurable things in life. Rather we need to look at it as a means of appreciating what we have, and to make the best use of our resources to accomplish goals we set for ourselves.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/27/frugality-does-not-mean-doing-without/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting Paid for Free Services</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/27/getting-paid-for-free-services-2/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/27/getting-paid-for-free-services-2/#comments</comments>
		<pubDate>Thu, 27 May 2010 23:44:31 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[free services]]></category>
		<category><![CDATA[Humility]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[Sincerity]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=224</guid>
		<description><![CDATA[I have always been amazed at the means by which individuals and businesses are able to provide either deep cuts to the sale price of a product, or provide a "free" service to a customer that still makes them money. We often use the terms "mark-up", "hidden costs", or the more mercurial, "smoke and mirrors" to describe this.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/27/getting-paid-for-free-services-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CLEANLINESS: How Franklin&#8217;s 10th Virtue Helps to &#8220;Change&#8221; Your Financial Future</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/26/cleanliness-how-franklins-10th-virtue-helps-to-change-your-financial-future/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/26/cleanliness-how-franklins-10th-virtue-helps-to-change-your-financial-future/#comments</comments>
		<pubDate>Wed, 26 May 2010 22:55:50 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[pocket change]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=219</guid>
		<description><![CDATA[I use Franklin's virtue of Cleanliness to make a point of how the practice of such virtues can lead to small gains. Small gains compounded lead to - larger gains.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/26/cleanliness-how-franklins-10th-virtue-helps-to-change-your-financial-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Invest in the Stock Market, or Real Estate?</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/25/should-i-invest-in-the-stock-market-or-real-estate/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/25/should-i-invest-in-the-stock-market-or-real-estate/#comments</comments>
		<pubDate>Wed, 26 May 2010 00:28:09 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[401K]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=214</guid>
		<description><![CDATA[From the start of 1980 to the end of 2004, home sale prices increased 247%. A pretty sweet deal, it would seem. Over the same period, however, the S&#038;P 500 shot up more than 1,000%.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/25/should-i-invest-in-the-stock-market-or-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Generate Income with Free Time and Free Tools</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/24/how-to-generate-income-with-free-time-and-free-tools/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/24/how-to-generate-income-with-free-time-and-free-tools/#comments</comments>
		<pubDate>Tue, 25 May 2010 02:03:29 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Creating Income]]></category>
		<category><![CDATA[free services]]></category>
		<category><![CDATA[Income from Blogging]]></category>
		<category><![CDATA[Industry]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=210</guid>
		<description><![CDATA[In my book, Wealth Virtues, I discuss various means for eliminating debt. After cutting expenses, creating some means of deriving additional income is the next logical step. To do so, one must evaluate the cost, either in time or capitol, to invest in that new endeavor.  I suggest using Benjamin Franklin’s virtue of Industry as the guide to devote time, rather than money, in this effort. Of course, the time you devote to this effort must be balanced with your duties to your family and other means of employment. Once you have resolved to dedicate your newly found “free time” to this effort, let me suggest some entirely free tools to provide the path for this additional income.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/24/how-to-generate-income-with-free-time-and-free-tools/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Franklinomics: A Way to Business and Personal Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/09/franklinomics-a-way-to-business-and-personal-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/09/franklinomics-a-way-to-business-and-personal-wealth/#comments</comments>
		<pubDate>Sun, 09 May 2010 13:09:32 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Resources]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Starting a Business]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=204</guid>
		<description><![CDATA[Franklinomics is a living guide to help you with all aspects of wealth - from the practice of frugality at home to the creation and management of a business.
]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/09/franklinomics-a-way-to-business-and-personal-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Want to Live Like a King? I&#8217;ve got Your Check, Mate</title>
		<link>http://www.wealthvirtues.com/journal/2010/05/01/want-to-live-like-a-king-i-got-your-check-mate/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/05/01/want-to-live-like-a-king-i-got-your-check-mate/#comments</comments>
		<pubDate>Sat, 01 May 2010 20:50:30 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Thinking Wealth]]></category>
		<category><![CDATA[Chess]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Lateral Thinking]]></category>
		<category><![CDATA[omega-3]]></category>
		<category><![CDATA[Thinking]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=189</guid>
		<description><![CDATA[Chess allows you to employ lateral thinking while following defined rules. Creating wealth uses the same method. ]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/05/01/want-to-live-like-a-king-i-got-your-check-mate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Literary Critique of Wealth Virtues</title>
		<link>http://www.wealthvirtues.com/journal/2010/04/13/a-literary-critique-of-wealth-virtues/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/04/13/a-literary-critique-of-wealth-virtues/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 09:44:53 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Virtues]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=187</guid>
		<description><![CDATA[This author is so down to earth in his explanations of building wealth. It makes sense. The strategies don’t offer paths to “miracles”, but actual methods by which you achieve comfort in living standards and retirement. That is why I believe this book is far more useful than those who offer dreams and wild imaginations, but not real methods of arriving at the position in life one desires to be in.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/04/13/a-literary-critique-of-wealth-virtues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who is REALLY responsible for keeping healthcare cost down?  Look in the mirror</title>
		<link>http://www.wealthvirtues.com/journal/2010/03/23/who-is-really-responsible-for-keeping-healthcare-cost-down-look-in-the-mirror/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/03/23/who-is-really-responsible-for-keeping-healthcare-cost-down-look-in-the-mirror/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 23:27:40 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Health and Wealth]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[socialism]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=181</guid>
		<description><![CDATA[The real answer I provide has nothing to do with how a society maintains cost and quality of healthcare; rather it puts the onus on YOU.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/03/23/who-is-really-responsible-for-keeping-healthcare-cost-down-look-in-the-mirror/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Relative New beats Actual New by 66%</title>
		<link>http://www.wealthvirtues.com/journal/2010/03/22/relative-new-beats-actual-new-by-66/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/03/22/relative-new-beats-actual-new-by-66/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 00:48:55 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[preowned bargains]]></category>
		<category><![CDATA[skiing]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=179</guid>
		<description><![CDATA[Do you really need new, or is slighly used better for the money?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/03/22/relative-new-beats-actual-new-by-66/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Target Date Retirement Funds: For people that like taking the bus instead of driving themselves</title>
		<link>http://www.wealthvirtues.com/journal/2010/03/04/target-date-retirement-funds-for-people-that-like-taking-the-bus-instead-of-driving-themselves/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/03/04/target-date-retirement-funds-for-people-that-like-taking-the-bus-instead-of-driving-themselves/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 00:43:56 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Bill Sharpe]]></category>
		<category><![CDATA[Financial Engines]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Target Date Funds]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=169</guid>
		<description><![CDATA[Target date Retirement Funds sound easy and convenient, doesn't it? Just sit back and let some stranger decide risk tolerance for you and the thousands of other people enrolled in the fund.  I mean, you are all retiring at the same time - I guess you all have the same risk, right?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/03/04/target-date-retirement-funds-for-people-that-like-taking-the-bus-instead-of-driving-themselves/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Will Credit Card Reform Really Help the Consumer? Consumers Need to Help Themselves</title>
		<link>http://www.wealthvirtues.com/journal/2010/02/24/will-credit-card-reform-really-help-the-consumer-consumers-need-to-help-themselves/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/02/24/will-credit-card-reform-really-help-the-consumer-consumers-need-to-help-themselves/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 23:15:32 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[accountability]]></category>
		<category><![CDATA[consequence]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card reform]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Justice]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=165</guid>
		<description><![CDATA[Now before you start feeling victorious over those big nasty Wall Street cigar smoking fat cats, consider that the banks who issued credit cards have had to write off over $35 Billion in bad debt last year. Where will they look to recoup the loss?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/02/24/will-credit-card-reform-really-help-the-consumer-consumers-need-to-help-themselves/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Be an Alpha, and Take Your Omega: How Fish Oil Can Decrease Health Care Costs on a Personal Level</title>
		<link>http://www.wealthvirtues.com/journal/2010/02/02/be-an-alpha-and-take-your-omega-how-fish-oil-can-decreasing-health-care-costs-on-a-personal-level/</link>
		<comments>http://www.wealthvirtues.com/journal/2010/02/02/be-an-alpha-and-take-your-omega-how-fish-oil-can-decreasing-health-care-costs-on-a-personal-level/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 14:22:59 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Health and Wealth]]></category>
		<category><![CDATA[fish oil]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[omega-3]]></category>
		<category><![CDATA[triglycerides]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=159</guid>
		<description><![CDATA[As I write about in articles as well as my upcoming book, Wealth Virtues, the attention you pay to improving your health will pay dividends in future health costs savings as well as provide you with positive physiological changes that allow you to create new ways of creating wealth.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2010/02/02/be-an-alpha-and-take-your-omega-how-fish-oil-can-decreasing-health-care-costs-on-a-personal-level/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Are You Maximus Contributus? Be the 6 Million Dollar Man or Woman</title>
		<link>http://www.wealthvirtues.com/journal/2009/12/30/are-you-maximus-contributus-be-the-6-million-dollar-man-or-woman/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/12/30/are-you-maximus-contributus-be-the-6-million-dollar-man-or-woman/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 20:02:00 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Millionaire]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=153</guid>
		<description><![CDATA[Do you think millions of dollars are not possible for you? HA I say. See how anyone with discipline can get there and enjoy it as well. The book 'Wealth Virtues' delves into this in greater detail.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/12/30/are-you-maximus-contributus-be-the-6-million-dollar-man-or-woman/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>GE, Why Not Buy Some POT and Add WTR?</title>
		<link>http://www.wealthvirtues.com/journal/2009/12/11/ge-why-not-buy-some-pot-and-add-wtr/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/12/11/ge-why-not-buy-some-pot-and-add-wtr/#comments</comments>
		<pubDate>Sat, 12 Dec 2009 00:03:45 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[GE]]></category>
		<category><![CDATA[POT]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[water]]></category>
		<category><![CDATA[WTR]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=143</guid>
		<description><![CDATA[There are many industries that provide products that help in the production of clean water and the ability to grow more food. I look at three which not only tackle the problems associated with basic resources for humans, but are extraordinarily good companies for long term investors should consider for their portfolio.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/12/11/ge-why-not-buy-some-pot-and-add-wtr/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Value of Contemplation During the Holidays</title>
		<link>http://www.wealthvirtues.com/journal/2009/12/09/the-value-of-contemplation-during-the-holidays/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/12/09/the-value-of-contemplation-during-the-holidays/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 21:21:15 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Wealth Virtues]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Contemplation]]></category>
		<category><![CDATA[Hanukkah]]></category>
		<category><![CDATA[New Year's]]></category>
		<category><![CDATA[Rededication]]></category>
		<category><![CDATA[Redemption]]></category>
		<category><![CDATA[Reevaluation]]></category>
		<category><![CDATA[Renewal]]></category>
		<category><![CDATA[silence]]></category>
		<category><![CDATA[Sun Tzu]]></category>
		<category><![CDATA[Thinking]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=138</guid>
		<description><![CDATA[Whether you are in a culture that celebrates Christmas, Hanukkah, the New Year, or any combination, the common spirit is one of reevaluation, redemption, renewal, and rededication. How can we use this to our advantage and to the benefit of others?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/12/09/the-value-of-contemplation-during-the-holidays/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Balance of Health and Wealth</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 14:09:42 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Health and Wealth]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[temperance]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/</guid>
		<description><![CDATA[The real answer to focus on when looking at healthcare at a personal level is to evaluate yourself first.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/20/the-balance-of-health-and-wealth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Humility</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-humility/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-humility/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 20:46:43 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=133</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Humility.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-humility/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Chastity</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-chastity/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-chastity/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 20:24:43 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Chastity]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=130</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Chastity.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/16/achieving-wealth-through-the-practice-of-chastity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Tranquility</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-tranquility/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-tranquility/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 15:19:43 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Tranquility]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=127</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Tranquility.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-tranquility/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Cleanliness</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-cleanliness/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-cleanliness/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 15:09:39 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Cleanliness]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=124</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Cleanliness.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-cleanliness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How Franklin’s Virtues of Sincerity and Justice Need to Influence Business Leaders Beyond 2010</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/how-franklin%e2%80%99s-virtues-of-sincerity-and-justice-need-to-influence-business-leaders-beyond-2010/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/how-franklin%e2%80%99s-virtues-of-sincerity-and-justice-need-to-influence-business-leaders-beyond-2010/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 14:02:24 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Business]]></category>
		<category><![CDATA[Corporate Bonuses]]></category>
		<category><![CDATA[Justice]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[Tipping]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=122</guid>
		<description><![CDATA[Going forward, business leaders as well as government leaders need to make better use of the Virtues of Dr. Franklin.  The two most applicable in this situation are Sincerity and Justice.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/how-franklin%e2%80%99s-virtues-of-sincerity-and-justice-need-to-influence-business-leaders-beyond-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Moderation</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-moderation/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-moderation/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 13:11:25 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=120</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Moderation.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/achieving-wealth-through-the-practice-of-moderation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Getting Paid for Free Services</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/13/getting-paid-for-free-services/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/13/getting-paid-for-free-services/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 12:32:32 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Virtues in Business]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[free services]]></category>
		<category><![CDATA[price mark-up]]></category>
		<category><![CDATA[reputation]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=117</guid>
		<description><![CDATA[Is "free" really free, and how can certain virtues allow you to get paid when offering free (or discounted) services?]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/13/getting-paid-for-free-services/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Justice</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/10/achieving-wealth-through-the-practice-of-justice/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/10/achieving-wealth-through-the-practice-of-justice/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 14:17:00 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=115</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Justice.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/10/achieving-wealth-through-the-practice-of-justice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Is the 529 Educational Savings Plan Really Right For You?</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/09/is-the-529-educational-savings-plan-really-right-for-you/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/09/is-the-529-educational-savings-plan-really-right-for-you/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 02:50:11 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>
		<category><![CDATA[529 Savings Plan]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Saving for College]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=113</guid>
		<description><![CDATA[An important consideration for your savings should be for your or your children’s education.  Some people look to handle this using a 529 savings plan. If you decide to finance your children’s education this way, don’t sacrifice saving for your retirement at the expense of funding a 529 plan.  You can take a loan out for education; you cannot take a loan out for retirement!]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/09/is-the-529-educational-savings-plan-really-right-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Achieving Wealth Through the Practice of Sincerity</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/09/achieving-wealth-through-the-practice-of-sincerity/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/09/achieving-wealth-through-the-practice-of-sincerity/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 12:34:37 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Sincerity]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=110</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Sincerity.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/09/achieving-wealth-through-the-practice-of-sincerity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Industry</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/07/achieving-wealth-through-the-practice-of-industry/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/07/achieving-wealth-through-the-practice-of-industry/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 17:33:04 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=84</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Industry.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/07/achieving-wealth-through-the-practice-of-industry/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Achieving Wealth Through the Practice of Frugality</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/06/achieving-wealth-through-the-practice-of-frugality/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/06/achieving-wealth-through-the-practice-of-frugality/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 16:24:19 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=62</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Frugality.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/06/achieving-wealth-through-the-practice-of-frugality/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Resolution</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-resolution/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-resolution/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 21:07:06 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=52</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Resolution.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-resolution/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Order</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-order/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-order/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 20:37:25 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[Order]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=46</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virtue of Order.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/03/achieving-wealth-through-the-practice-of-order/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Silence</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/02/achieving-wealth-through-the-practice-of-silence/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/02/achieving-wealth-through-the-practice-of-silence/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 14:27:36 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[silence]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=33</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin’s 13 Virtues, we look at the Virue of Silence.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/02/achieving-wealth-through-the-practice-of-silence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Achieving Wealth Through the Practice of Temperance</title>
		<link>http://www.wealthvirtues.com/journal/2009/11/01/achieving-wealth-through-the-practice-of-temperance/</link>
		<comments>http://www.wealthvirtues.com/journal/2009/11/01/achieving-wealth-through-the-practice-of-temperance/#comments</comments>
		<pubDate>Sun, 01 Nov 2009 23:06:27 +0000</pubDate>
		<dc:creator>James Ward</dc:creator>
				<category><![CDATA[Franklin's Virtues: A Way to Wealth]]></category>
		<category><![CDATA[Franklin's 13 Virtues]]></category>
		<category><![CDATA[temperance]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.wealthvirtues.com/journal/?p=19</guid>
		<description><![CDATA[To look deeper on how wealth can be created through the use of Ben Franklin's 13 Virtues, we will start with Temperance.]]></description>
		<wfw:commentRss>http://www.wealthvirtues.com/journal/2009/11/01/achieving-wealth-through-the-practice-of-temperance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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